Does standard “holiday insurance” pay out if a person is murdered abroad whilst on holiday?

Question by : Does standard “holiday insurance” pay out if a person is murdered abroad whilst on holiday?
Most of us take out holiday insurance to cover accidents and health care while abroad and the small print oftens shows that “life cover” can be quite a substantial amount for quite a small premium (I assume in case of a plane/car/train crash or some similar accident)- would this be paid out if one was murdered whilst abroad?

Best answer:

Answer by Gambit
Most travel insurance policies cover emergency hospital/medical care. I don’t think I’ve ever seen one with Life Insurance coverage, however that’s not to say that one doesn’t exist. Whether it would pay out if you were murdered would depend on the individual insurance company’s policy wordings, and since you didn’t mention that actual insurer no one here can know for sure. It’s possible it might, or it’s possible that it would only pay out in the event of an accident on a vehicle/vessel/aircraft.

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1 comment to Does standard “holiday insurance” pay out if a person is murdered abroad whilst on holiday?

  • mbrcatz

    There is no “standard” holiday insurance. Most of the time, when they show life cover, it’s ACCIDENTAL. Murder isn’t accidental.

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